Ecobank USSD Transfer Code: Sending Money, Airtime Top-ups & Limits

Looking for Ecobank’s mobile transfer code?

The USSD code is one of the advanced solutions that most Nigerian banks have embraced to make easy and cash transactions for their account holders, and Ecobank is one of them.

However, some Eco account holders have little or no information about this wonderful banking system. As such, they continue to visit the bank each time they wish to transfer money, verify their account balance, etc.

If you desire to know more regarding the Ecobank transfer code, you will find this article a full read.

You will understand what the bank transfer code is all about, how you can get registered, and other relevant details you need to cognize.

In the end, you should not have any trouble using the Ecobank transfer code.

Details of Ecobank Money Transfer Code

Ecobank has its unique USSD that allows clients to perform easy and fast cash transactions as we correctly pointed out above. This special code is *326#.

It is used to perform several banking operations such as sending money, paying bills, checking account balances, and much more.

Currently, the USSD code is one of the most active and quickest methods of currency transactions globally. As a result, many customers prefer to use the USSD code on the mobile app.

You do not need an Internet link, a smartphone, or airtime to perform a transaction with a bank transfer code. In addition, the service is available for everyone with an account with Ecobank.

No matter the type of network service you are working with, you can always use the Ecobank transfer code.

However, before using the Ecobank transfer code, you must first register. That is what we are going to talk about shortly.

How do I opt-in?

Here are the steps involved in registering a transfer code with Ecobank. Those steps are straightforward, so you don’t have to worry about their complexity. We’ll take a look at them.

Using your phone, dial the Ecobank transfer code 326#.

You will have to choose the debit card related to your bank account.

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Insert debit card and account information before proceeding.

Checking your account details will be the next active line and then continue.

The following page to be displayed will allow you to create a secret pin that you will use to authorize your transaction. Therefore, make sure you insert one pin that you will easily remember.

Once you finish the above step and click Send, you will need to wait a few minutes to process.

In case of success, you will receive a text message as confirmation.

You must know that the SIM card you are using to register for a transfer code is the same as the one you registered your account with Ecobank.

Otherwise, it will be impossible for you to sign up.

What If I Have Trouble Enrolling?

For a few reasons, you may have trouble registering. One of them might be that the SIM card you want to sign up with is different from the one linked to your account.

Regardless of your problem, you must go to the nearest Ecobank and submit your complaints to customer service. They will be ready to take care of your problems and register you.

Sending Money Using Ecobank Transfer Code

Sending money is one of the banking operations you can do using the Ecobank transfer code. There are two options you can make use of to send money to another account using USSD code.

Look below and see where to begin.

First Method

On your phone, dial *326#.

Several options will pop up on your phone screen. Select the “Money Transfer” option and continue.

Then a list of banks will pop up on your screen.

Select the receiving bank and enter the account number to whom you want to send the money.

Now, the name of the receiver will appear for you to check.

After you have finished with the confirmation, you then insert the amount of money you want to send and proceed.

To complete your transfer, you will need to insert the passcode you previously created during your registration.

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After the transfer is made, you will receive an SMS and a debit alert from the bank.

Second Method

This method is slightly simpler and quicker than the previous method. Look below and find out how you can go about it.

Dial *326*amount*Beneficiary’s Account Number. For example, dial *326*5000*2838171918#.

A list of Nigeria’s banks will appear on the screen. Select the bank of your payee and proceed.

You will now see the name of the recipient’s account in its entirety. Verify the name if it is correct and then continue.

You will now need to enter your passcode to authorize the transaction.

If successful, you will receive a notification via text message and a debit alert from your bank.

How Do I Top Up My Line with the Ecobank Transfer Code?

If you want to recharge your contact line, dial *326*1*amount#. For example, dial *326*1*500# send. In a matter of seconds, your contact line will be top-up.

What is Ecobank’s Wire Limit When Utilizing the Transfer Code?

To the extent that you can perform various monetary transactions using the USSD Ecobanks code, you should know that there are limits to the amount you can send.

You have a limit of 50,000 per transaction and 500,000 for an instantaneous one-day transfer. Beyond this amount, you will have to visit the bank or use tokens.

Is the service toll-free?

Oh yes, sending money to another account utilizing Ecobank USSD is free except for the regular deduction for money transfers to other banks.

However, service providers now bill every bank account holder every time you want to use the USSD to recharge your contact line.

The Ecobank transfer code has saved a lot of customers from taking a long queue in the bank for one transaction or the other.

If you want to take part in this easy banking system, you can follow the guidelines we have described above and commence your transfer.

Make the most of banking with Ecobank.

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